The JMB WAON Credit Card helps you earn JAL miles on daily spending using WAON e-money.
This guide covers how to apply for and use the card wisely, and avoid mistakes, so you can maximize its full value.
What Is the JMB WAON Credit Card?
The JMB WAON Credit Card is linked to the JAL Mileage Bank (JMB) and WAON, a digital currency system used in Japan.
By charging your WAON balance using a JAL card, you earn JAL miles on top of your standard credit card rewards.
This setup is useful if you frequently shop at WAON partner stores and want to boost your mileage balance quickly. The system is simple—spend money, charge your card, and earn miles.
Key Features and Benefits
You earn 1 mile for every 200 yen (tax included) when charging WAON using your JAL card.
- The mileage is added to your JMB account automatically every time you charge your WAON balance through an eligible JAL card.
- These miles are in addition to the regular miles you earn when you make purchases with your card.
- This promotional rate will continue to be available until September 30, 2025, unless extended or updated.
- Be aware that certain stores and purchase categories may not qualify for earning mileage under this campaign.
Nationwide Usability
The JMB WAON card can be used at over 1.5 million locations across Japan (as of March 2025).
- It is accepted at most major convenience stores, local supermarkets, chain drugstores, and more throughout Japan.
- You can also use the card for public transportation in specific areas, as well as at vending machines that support WAON.
- Many partner establishments run WAON-only promotions, giving you extra savings or points.
- This card offers wide accessibility for both local residents and frequent travelers within Japan.
Recharge and Spending Limits
There are daily and monthly limits that apply to WAON charges and balances.
- The maximum amount you can recharge on your WAON card is 50,000 yen, ensuring it stays within safe spending thresholds.
- For individual transactions, the limit is set to 29,000 yen per single charge, preventing high-value unauthorized use.
- The total balance you can hold on your card at any one time is capped at 49,000 yen.
- Always check your card balance in advance to avoid failed transactions or over-limit issues when recharging.
How to Apply for the JMB WAON Credit Card Online?
The steps are straightforward and require only basic information. Follow the list below to set up your credit charge settings correctly.
- Visit the official JMB WAON credit charge settings page on your computer or mobile device to begin your registration.
- Read the terms and conditions, then click "Agree and proceed to the login page" to move forward with the application.
- Enter your JMB membership number, card details, and other required personal information for identification purposes.
- Complete the identity verification process by following the on-screen prompts and submitting the required details.
- Confirm your settings and save your application; you may be prompted to review or re-enter information to finalize the registration.
- Once registration is complete, your card will be linked for WAON credit charging, and you can start earning miles on each charge.
Information Required for Application
You’ll need basic personal and card information during setup. The site requires your JMB membership number, card number, and personal details.
You must agree to the special terms and privacy policy. The information is used strictly for identity verification.
Eligibility Requirements
To use this service, you must meet a few basic conditions. You need to be a resident of Japan and have an active JAL Mileage Bank account.
You also need a JAL card that is eligible for WAON credit charging. During the application, you must agree to all listed service terms.
Interest Rates and Fees
There is no fixed annual fee for using the WAON function, but charges may apply depending on your JAL card type.
If your JAL card has a revolving credit or carryover balance, interest will apply according to your card issuer’s terms.
Always review your JAL card’s terms before applying for this service. Be aware of late payment penalties and transaction fees based on card settings.
Terms of Use and Privacy Policy
Your personal data is protected under the JMB WAON Credit Charge Service Special Terms. Information provided is used only for verifying your identity and won’t be shared beyond that.
JMB WAON takes steps to comply with data protection regulations. Full privacy details are available through the linked policy document.
Restrictions and Important Notices
Not every purchase qualifies for mileage or discounts. Some items and stores are excluded from the mileage program, even if WAON is accepted.
Other programs like My Number Point or cashless rebates may have overlapping or conflicting rules. Always check the terms before assuming you're earning miles on a purchase.
Where You Can Use the Card?
JMB WAON is accepted in a wide range of places in Japan. It works in retail stores, restaurants, vending machines, and public transportation.
As of March 2025, it's available in over 1.5 million locations. This makes it highly versatile for everyday spending.
Contact Information
For support related to JMB WAON setup, visit the official JAL Mileage Bank website. If you encounter login issues or card registration errors, use the JMB WAON support portal.
For billing or interest concerns, contact your JAL card provider directly. Always verify details with official customer service for the most accurate assistance.
The help page includes FAQ, form support, and phone numbers. Don’t share sensitive data unless you’re on a verified secure page.
Conclusion: Learn How to Apply JMB WAON Credit Card Online
The JMB WAON Credit Card is a simple way to earn extra JAL miles on regular spending. It's widely accepted and easy to register online if you have a JAL card.
You should review all terms and limits to use it effectively. If used smartly, it’s a valuable tool for mileage accumulation and everyday convenience.
Disclaimer: All features, limits, and promotions are subject to change without notice. Always read the JMB WAON Credit Charge Service Special Agreement for updated conditions.
