The KB Kookmin Card is a trusted choice for convenient and reliable financial solutions in South Korea.
This guide covers how to request a KB Kookmin Card, including eligibility, application methods, and approval.
Whether applying online, in person, or through mobile, this guide has all the essential details to help you get started seamlessly.
Eligibility Requirements
To request a KB Kookmin Card, you must meet specific eligibility criteria.
Fulfilling these requirements will increase your chances of a smooth application process.
- Age: Applicants must be 18 years or older.
- Residency: South Korean citizens or foreign residents with valid identification and documentation.
- Income: Proof of stable income may be required, depending on the card type.
- Credit Status: A good credit score or credit history is often necessary for approval.
- Additional Requirements for Foreign Residents: Valid Alien Registration Card and proof of residence in South Korea.
Documents Needed for Application
To apply for the card, you must prepare the necessary documents to verify your identity, income, and eligibility.
Having these ready will make the process faster and smoother.
- Identification: National ID card, driver’s license, or passport.
- Proof of Income: Recent salary slips, tax statements, or employment certificates.
- Bank Account Details: Information for billing and verification purposes.
- Proof of Address: Utility bills or official residence documentation (for foreign residents).
- Alien Registration Card: Required for foreign applicants residing in South Korea.

Methods to Request a KB Kookmin Card
Several convenient ways to request the card allow you to choose the best method.
Each option is straightforward to follow.
- Online Application:
- Visit the official KB Kookmin Card website.
- Select your desired card and fill out the application form.
- Upload the required documents and apply.
- In-Person Application:
- Visit the nearest KB Kookmin Bank branch.
- Bring all the necessary documents.
- Complete the application form with the assistance of branch staff.
- Mobile Application:
- Download and install the KB Kookmin Card mobile app.
- Log in or create an account.
- Follow the prompts to select and apply for a card.
Types of KB Kookmin Cards to Consider
KB Kookmin Card offers a variety of cards designed to meet different financial needs and lifestyles.
Each card type has its benefits, fees, and interest rates, so choosing one that meets your needs is important.
- Credit Cards:
- Benefits: Cashback, travel rewards, and shopping discounts.
- Fees: Annual fees vary depending on the card tier (e.g., basic or premium).
- Interest Rates: Typically range between 12%–18% for outstanding balances.
- Debit Cards:
- Benefits: Directly linked to your bank account for real-time deductions.
- Fees: Generally no annual fee, but transaction fees may apply overseas.
- Interest Rates: Not applicable as funds are directly withdrawn.
- International Cards:
- Benefits: Ideal for overseas travel and international purchases with global usability.
- Fees: Foreign transaction fees and annual fees apply.
- Interest Rates: Similar to standard credit cards, from 12% to 18%.
- Specialized Cards:
- Benefits: Tailored for students, businesses, or specific spending habits, including low-interest options and discounts.
- Fees: Annual fees depend on the card features and tier.
- Interest Rates: These can include promotional low-interest rates for certain purchases.
Review the fees and interest rates carefully before selecting a card to ensure it suits your budget and spending habits.

Approval Process
Once you submit your application, it goes through an approval process to verify your eligibility and financial information.
Understanding the steps involved can help you know what to expect.
- Document Verification: Submitted documents, such as identification and proof of income, are reviewed for accuracy and validity.
- Credit Evaluation: Your credit history and score are assessed to determine eligibility and credit limit.
- Application Review: KB Kookmin Bank evaluates your financial stability, income, and existing debts (if any).
- Approval Notification: If your application is approved, you will receive confirmation via SMS, email, or phone.
- Card Issuance: Upon approval, your card is issued and prepared for delivery, typically within 3–7 business days.
- Additional Verification (if required): If more information is needed, the bank may contact you for further documentation or clarification.
Receiving Your Card
Once your application is approved, the final step is receiving your card.
You can choose the delivery method that best suits your needs for added convenience and security.
- Mail Delivery:
- The card is delivered to your registered address within 3–7 business days.
- Ensure someone can receive the card, as a signature may be required.
- Branch Pickup:
- You can collect your card at the nearest KB Kookmin Bank branch.
- Bring your identification for verification purposes.
- Delivery Confirmation:
- You will receive an SMS or email notification once the card has been dispatched.
- Tracking details may be provided to monitor the delivery status.
- Secure Handling:
- For security reasons, the card may arrive inactive. You will need to activate it using the provided instructions.
Activating Your KB Kookmin Card
After receiving your card, the next step is to activate it to start using its features.
Activation is quick and can be done through multiple convenient methods.
- Online through the KB Kookmin Website:
- Visit the official KB Kookmin Card website.
- Log in to your account or create one if you are a new user.
- Navigate to the card activation section and follow the instructions to activate your card.
- Via the KB Kookmin Mobile App:
- Download and open the KB Kookmin Card app on your smartphone.
- Log in to your account.
- Select the card activation option and enter the required details.
- Through Customer Service (Phone):
- Call the KB Kookmin Card customer service hotline.
- Provide your card details and identification information for verification.
- Follow the representative’s instructions to activate your card.
Contact Information
If you need help during the application process or have questions about your KB Kookmin Card, contact their customer support using the details below.
Customer Service Hotline:
- Domestic Calls: 1588-1688
- International Calls: +82-2-1588-1688
Head Office Address:
- 26 Gukjegeumyung-ro 8-gil, Yeongdeungpo-gu, Seoul, South Korea.
To Wrap Up
Requesting a KB Kookmin Card is a straightforward process, whether online, in-person, or mobile.
Following the steps outlined, you can quickly get your card and enjoy its benefits.
Apply today and take advantage of the convenience and rewards KB Kookmin Card offers.
Disclaimer
The information provided in this article is for general guidance only and may vary based on individual circumstances or updates by the KB Kookmin Card.
Please check the official KB Kookmin Card website or contact customer support for the most accurate and up-to-date details.