The Shinhan Card Deep On Platinum+ offers premium rewards and benefits. This guide explains the card's requirements, process, and features.
It simplifies each step to make applying easy. Get ready for rewards, convenience, and exclusive perks.
What Is the Shinhan Card Deep On Platinum+?
The Shinhan Card Deep On Platinum+ is a premium credit card with exclusive rewards. It offers daily perks and high-value lifestyle benefits.
This card suits those seeking convenience and savings. Rewards include fuel discounts, tax savings, and more.
Frequent travelers get extras like overseas cashback. It’s designed for those who meet specific eligibility criteria.
Eligibility Requirements
You must meet specific financial and credit conditions to apply for the card. These criteria ensure that only qualified individuals can benefit from its features.
Who Can Apply for the Card?
The card is available to individuals who meet the bank’s income and age needs. You must have a stable income source that aligns with the bank's specified thresholds.
Applicants need to provide proof of identity, income, and residence. A good credit history is also essential, ensuring you are financially reliable.
The process might be simplified if you have a relationship with the bank. However, the products must also meet any additional conditions the bank sets.
Financial and Credit History Requirements
Applicants are expected to have a consistent financial background. To qualify, applicants must have a stable monthly income and the ability to handle credit responsibly.
A clean credit record, free from defaults, is necessary. The bank may review your past credit performance to assess eligibility.
Income verification through official documents is required. These measures ensure responsible use of the card.
Benefits of the Shinhan Card Deep On Platinum+
This card provides various rewards for everyday use and premium services. Here are the key benefits:
- There are no spending limits on previous months, meaning you can earn benefits regardless of your past spending activity.
- Earn reward points on every eligible purchase, making it easier to accumulate and redeem rewards over time.
- Get discounts on fuel purchases, helping you save on transportation costs and making travel more affordable.
- Enjoy savings on taxi rides, which can significantly reduce your everyday commuting expenses and make travel more convenient.
- Access Platinum+ services, including exclusive airfare discounts and cashback on overseas purchases, to elevate your travel experiences.
How to Apply for the Card?
You can apply for this card by meeting the bank’s requirements and completing a simple process. Here’s a step-by-step guide to help you.
- Visit the official website or a nearby bank branch to begin registration and explore options.
- Carefully check your eligibility requirements and gather all necessary documents, such as identification and proof of income, to ensure a smooth application process.
- Submit your application through the bank's online portal or in person at a branch, depending on what is most convenient for you.
- Wait for the bank to review and approve your application, which may involve verifying your documents and creditworthiness.
- Once your application is approved, the bank will securely issue your card and send it securely to your registered address.
- Follow the instructions to activate your card quickly and use it for purchases and benefits.
Application Links and Details
Applications can be submitted directly on the bank’s official website or at a branch. Before starting, ensure all required documents are ready.
Fill in your details accurately in the online application form to avoid delays. Once the form is submitted, the bank will review your information.
Your card will be approved if you meet the requirements or need assistance. You can also contact the bank's customer service.
Interest Rates Overview
This card has specific interest rates based on your usage and payment terms. Understanding these rates can help you better manage your expenses.
Interest Rates
The standard interest rate depends on your contract and card product. Overdue payments will incur an additional 3% per year, within the legal maximum of 20% per annum.
The rate applies to purchases, cash advances, and unpaid balances. Always check your billing statement for exact rates.
These rates are set to comply with legal limits to protect users. To avoid extra costs, make timely payments.
Annual and Penalty Fees
The card includes annual and penalty fees, which users should consider. Understanding these charges can help users avoid unnecessary costs.
Annual Fees and Penalties
Annual fees vary based on your card type and membership level. The Visa Platinum Card has a yearly fee of 33,000 won, while the UnionPay Platinum Card fee is 30,000 won.
Late payments may result in overdue penalties added to your balance. Penalty fees are calculated using the contracted rate and additional overdue interest.
Returned payments or defaults may also have separate charges. Always review the card’s terms for specific amounts. Keeping your account current avoids these extra fees.
Tips for Fast Approval
To ensure a quick approval, follow these essential steps:
- Provide accurate and complete information on your application to avoid unnecessary processing delays.
- Ensure all required documents, such as identification and proof of income, are correctly prepared and up-to-date.
- To meet the eligibility criteria, you must maintain a strong credit score by paying bills on time and keeping credit utilization low.
- Avoid submitting multiple card applications simultaneously, slowing down the approval process and affecting your credit score.
- Carefully review all details on your application before submitting it to prevent errors or omissions.
Customer Center Contact Information
The bank offers several contact numbers for specific services. FoCall544-7000 or 82-2-3420-7000 for general inquiries if you are overseas.
To report a lost card, use 1544-7200 immediately. For card applications, call 1661-8599; for financial services, contact 1588-0303.
Installment finance inquiries go through 1544-7100, and Braille card applications can be processed at 1833-3135. These numbers ensure quick assistance for various card-related needs.
Essential Takeaways for Requesting the Shinhan Card Deep On Platinum+
The Shinhan Card Deep On Platinum+ offers rewards and premium services for eligible users. Following these steps ensures fast approval and an easy process.
Knowing the fees and benefits helps you maximize the card. Use the contact numbers to apply or get quick assistance.
Disclaimer: The information provided here is subject to changes by the bank. Always verify details with official sources for the latest updates.